Buying A Home

Simplify Your Home Buying Experience

Buying a home can be an enormous undertaking, so be sure to retain the services of a qualified Realtor. You can trust Loni Lowe to always keep your interests first and foremost. As a qualified professional, she will guide you through the entire home buying experience.

Simplify Your Search

What features would you require in a home to satisfy your lifestyle now and in the future? The first step is to do a lifestyle and needs analysis with Loni and talk with your lender. Once you know what you can afford, Loni will help you explore your possibilities– from design preferences to neighborhood choices.

Moving

Once you have found the home that is right for you, it’s time to present an offer. This will consist of earnest money to be held in an escrow account, a loan pre-approval letter if you will be financing the purchase, and a written purchase agreement. This agreement will set forth your terms of the purchase and a schedule of events in order to own the property. This extremely important document is a legally binding agreement.

Final Steps

Upon your complete satisfaction, arrangements will be made to attend a closing. The closing is usually facilitated by a title or escrow company that holds your earnest money in escrow. After furnishing the down payment and other applicable fees have been agreed upon, final papers will be signed at closing. The deed and mortgage will need to be recorded in the state Registry of Deeds and you will be a homeowner.